TL;DR
- - In comparative negligence states like Pennsylvania you can still recover diminished value even if you're 50% at fault.
- - A professional appraisal quantified the 2021 Ram 1500's lost value at $9,000, which gave the leverage needed to negotiate with the insurer.
- - Owner received a $4,500 settlement (50% of the $9,000 diminished value), illustrating why you should order an independent appraisal and push back on low offers.
A gentleman in Pennsylvania gave us a call after his 2021 Ram 1500 was involved in an accident causing $19,000 of damage. PA is a comparative negligence state and the owner happened to be 50% at fault for the wreck. After writing a report and further negotiations with the adjuster we were able to agree that the Ram was worth $9,000 less because of the accident. The owner got a check for $4,500! Even if you are partially at fault you can still claim diminished value! Thank you @resuwrecktion_auto_body for the referral and excellent work on the truck!
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