TL;DR
- - 2012 BMW owner received a low total-loss offer that left him $2,000 upside down on his loan.
- - We prepared a detailed independent appraisal and successfully negotiated with the insurer's appraiser to recover enough to cover the loan and more.
- - Always get a second opinion from an independent appraiser and never accept an adjuster's first offer without negotiation.
A customer of gave us a call after his 2012 BMW was deemed a total loss. Not only was his offer low but it left him upside down on his loan by $2,000. After writing a thorough report and negotiating with the insurance company’s appraiser we were able to get him enough to cover the loan and more! Always get a second opinion and never trust an adjuster! 🚗
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