Michigan Diminished Value &
Total Loss Claims
Everything you need to know about filing a diminished value or total loss claim in Michigan. Understand your rights, the process, and how we can help you recover what you're owed.
Michigan at a Glance
Michigan Auto Claims Law
Michigan's no-fault insurance system complicates diminished value claims, but they are still possible against the at-fault party's insurance for the property damage component. Michigan's mini-tort provision allows up to $3,000 in vehicle damage claims against the at-fault driver, and DV can be pursued through this avenue.
Important Deadline
You have 3 years from the date of your accident to file a claim in Michigan. Don't wait — the sooner you act, the stronger your case.
Four Steps to Fair Compensation
Gather Your Documents
Collect your insurance settlement offer, repair estimates, vehicle photos, and accident report. We'll need these to build your case.
Contact Us for a Free Review
Call, text, or fill out our form. We'll review your situation within 24 hours and let you know if you have a viable claim.
We Build Your Case
Our licensed appraiser creates a certified report using Michigan-specific comparable sales data and market analysis.
We Handle the Dispute
We submit the appraisal report to your insurance company and negotiate on your behalf until you receive fair compensation.
Recent Michigan Recoveries
2020 Chevrolet Silverado LT
vs. State Farm
2019 Lexus RX 350
vs. Progressive
2023 Kia Telluride SX
vs. Liberty Mutual
2019 Audi Q5 Premium
vs. Nationwide
Frequently Asked Questions
Nearby State Guides
Michigan Vehicle Owner?
Let's Get You What You're Owed.
We know Michigan insurance law and have helped dozens of Michigan residents recover fair compensation. Start with a free claim review today.