New York Diminished Value &
Total Loss Claims
Everything you need to know about filing a diminished value or total loss claim in New York. Understand your rights, the process, and how we can help you recover what you're owed.
New York at a Glance
New York Auto Claims Law
New York recognizes diminished value claims under common law tort principles. The at-fault party's insurance must compensate you for the permanent loss in market value. New York's 75% total loss threshold and $10,000 small claims limit provide solid avenues for recovery.
Important Deadline
You have 3 years from the date of your accident to file a claim in New York. Don't wait — the sooner you act, the stronger your case.
Four Steps to Fair Compensation
Gather Your Documents
Collect your insurance settlement offer, repair estimates, vehicle photos, and accident report. We'll need these to build your case.
Contact Us for a Free Review
Call, text, or fill out our form. We'll review your situation within 24 hours and let you know if you have a viable claim.
We Build Your Case
Our licensed appraiser creates a certified report using New York-specific comparable sales data and market analysis.
We Handle the Dispute
We submit the appraisal report to your insurance company and negotiate on your behalf until you receive fair compensation.
Recent New York Recoveries
2022 Tesla Model 3
vs. Farmers
2021 Subaru Outback Premium
vs. Erie
2021 Jeep Grand Cherokee Limited
vs. GEICO
2021 Nissan Rogue SV
vs. Allstate
Frequently Asked Questions
Nearby State Guides
New York Vehicle Owner?
Let's Get You What You're Owed.
We know New York insurance law and have helped dozens of New York residents recover fair compensation. Start with a free claim review today.