South Carolina Diminished Value &
Total Loss Claims
Everything you need to know about filing a diminished value or total loss claim in South Carolina. Understand your rights, the process, and how we can help you recover what you're owed.
South Carolina at a Glance
South Carolina Auto Claims Law
South Carolina recognizes diminished value claims under common law tort principles. The at-fault party's insurance is responsible for compensating you for the permanent loss in market value. The state's 75% total loss threshold and 3-year statute of limitations are standard.
Important Deadline
You have 3 years from the date of your accident to file a claim in South Carolina. Don't wait — the sooner you act, the stronger your case.
Four Steps to Fair Compensation
Gather Your Documents
Collect your insurance settlement offer, repair estimates, vehicle photos, and accident report. We'll need these to build your case.
Contact Us for a Free Review
Call, text, or fill out our form. We'll review your situation within 24 hours and let you know if you have a viable claim.
We Build Your Case
Our licensed appraiser creates a certified report using South Carolina-specific comparable sales data and market analysis.
We Handle the Dispute
We submit the appraisal report to your insurance company and negotiate on your behalf until you receive fair compensation.
Recent South Carolina Recoveries
2020 Chevrolet Silverado LT
vs. State Farm
2019 Lexus RX 350
vs. Progressive
2023 Kia Telluride SX
vs. Liberty Mutual
2019 Audi Q5 Premium
vs. Nationwide
Frequently Asked Questions
Nearby State Guides
South Carolina Vehicle Owner?
Let's Get You What You're Owed.
We know South Carolina insurance law and have helped dozens of South Carolina residents recover fair compensation. Start with a free claim review today.