Colorado Diminished Value &
Total Loss Claims
Everything you need to know about filing a diminished value or total loss claim in Colorado. Understand your rights, the process, and how we can help you recover what you're owed.
Colorado at a Glance
Colorado Auto Claims Law
Colorado recognizes diminished value as a recoverable element of property damage in auto accident claims. The state provides 3 years for motor vehicle property damage claims specifically, and uses a 100% total loss threshold, giving vehicle owners more room before a total loss declaration.
Important Deadline
You have 3 years from the date of your accident to file a claim in Colorado. Don't wait — the sooner you act, the stronger your case.
Four Steps to Fair Compensation
Gather Your Documents
Collect your insurance settlement offer, repair estimates, vehicle photos, and accident report. We'll need these to build your case.
Contact Us for a Free Review
Call, text, or fill out our form. We'll review your situation within 24 hours and let you know if you have a viable claim.
We Build Your Case
Our licensed appraiser creates a certified report using Colorado-specific comparable sales data and market analysis.
We Handle the Dispute
We submit the appraisal report to your insurance company and negotiate on your behalf until you receive fair compensation.
Recent Colorado Recoveries
2020 BMW X3 xDrive30i
vs. Nationwide
2022 Tesla Model 3
vs. Travelers
2019 Lexus RX 350
vs. State Farm
2023 Kia Telluride SX
vs. Progressive
Frequently Asked Questions
Nearby State Guides
Colorado Vehicle Owner?
Let's Get You What You're Owed.
We know Colorado insurance law and have helped dozens of Colorado residents recover fair compensation. Start with a free claim review today.