Utah Diminished Value &
Total Loss Claims
Everything you need to know about filing a diminished value or total loss claim in Utah. Understand your rights, the process, and how we can help you recover what you're owed.
Utah at a Glance
Utah Auto Claims Law
Utah allows diminished value claims against the at-fault party's insurance under common law tort principles. The state uses the Total Loss Formula for total loss determinations and provides a 3-year statute of limitations for property damage claims.
Important Deadline
You have 3 years from the date of your accident to file a claim in Utah. Don't wait — the sooner you act, the stronger your case.
Four Steps to Fair Compensation
Gather Your Documents
Collect your insurance settlement offer, repair estimates, vehicle photos, and accident report. We'll need these to build your case.
Contact Us for a Free Review
Call, text, or fill out our form. We'll review your situation within 24 hours and let you know if you have a viable claim.
We Build Your Case
Our licensed appraiser creates a certified report using Utah-specific comparable sales data and market analysis.
We Handle the Dispute
We submit the appraisal report to your insurance company and negotiate on your behalf until you receive fair compensation.
Recent Utah Recoveries
2023 Hyundai Tucson SEL
vs. Erie
2022 Ford Explorer XLT
vs. GEICO
2022 Mazda CX-5 Turbo
vs. Allstate
2021 Toyota Camry SE
vs. USAA
Frequently Asked Questions
Nearby State Guides
Utah Vehicle Owner?
Let's Get You What You're Owed.
We know Utah insurance law and have helped dozens of Utah residents recover fair compensation. Start with a free claim review today.