TL;DR
- - Allstate used a CCC valuation and deducted for conditioning on an immaculate 2011 Toyota Sienna, offering just $9,991.
- - Client invoked their policy appraisal right and hired Auto Claim Consultants, securing $16,300 plus tax—$6,309 (63%) more than the original offer.
- - Never accept an insurer's initial total-loss valuation; always get an expert review and invoke your appraisal clause if needed.
A client from Pennsylvania called us after he received a very unfair total loss offer on his immaculate 2011 Toyota Sienna from Allstate, utilizing a CCC valuation (98% of the time incorrect). They unfairly deducted for conditioning even though the loss vehicle was in great condition for its age. Once the client invoked the right to appraisal in his policy and hired us, we were able to secure a settlement of $16,300.00 plus tax. That is $6,309.00 (63%) higher than the original offer of $9,991.00! Never trust an insurance adjuster’s value of your loss and always have an expert review your claim.
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